Medicare & Social Security

YOU’RE ELIGIBLE FOR MEDICARE, NOW WHAT?

The choices you are faced with when enrolling in Medicare can be overwhelming. For example:

  • Do you choose a Medicare Advantage or a Medicare Supplement plan? What do the various parts of Medicare cover?
  • There’s Part A, Part B, Part C and Part D. Just keeping the names straight is challenging — let alone understanding how each part of Medicare or additional insurance plans can help cover your health care
    needs.

It’s critical to understand during the initial enrollment period your choices between Medicare Advantage and Medicare Supplement and how this affects you in the long term.

There are hundreds of options to choose from, and dozens of choices to make. With my assistance many Medicare beneficiaries, just like you are provided all the information necessary to navigate these decisions. We work with top-rated carriers to find plans that fit your needs at prices you can afford. I am not tied to any one carrier, my advice is tailored for you Medicare does not have to be overwhelming. Contact me and we will discuss your individual health care needs and find a current strategy that is right for you — so you can enjoy your retirement.


VALOR’S ANSWERS TO YOUR SOCIAL SECURITY QUESTIONS.

Did you know that an average household will lose $95,000 over a lifetime because of bad Social Security claiming decisions?

  • As you near Social Security eligibility, do you have a plan for optimizing your benefit?
  • When is the best time for you to begin receiving benefits?
  • What if you choose the wrong time, how much will that cost eventually?
  • There are so many factors to consider when answering these questions, and legally your local Social Security office is not able to give advice on your specific situation. So where can you go?

VALOR is a great start. I want to help you prepare for this life event. I have the experience, training, knowledge, and technology to help you make an educated decision so that you can potentially get the most in Social Security benefits. I conduct research based on solid Social Security knowledge. With our proprietary tools that allow us to evaluate every possible election scenario and pinpoint the one most likely to maximize your income, I will be able to educate you in making the best decision for yourself.


SOCIAL SECURITY AND MEDICARE…
 working together “It is important to learn how Social Security and Medicare can impact your retirement plans together and working with qualified advisors who understand the implications of these two programs and how intimately they are connected.” Medicare and Social Security, though distinct federal programs, both help serve mature and sometimes disabled Americans.

The collaboration between the Social Security Administration and Centers for Medicare & Medicaid Services ensures a smoother Medicare enrollment and premium collection process, especially during initial enrollment. This partnership, both programs provide essential support and security to millions of Americans. By understanding the relationship between Social Security and Medicare, you can navigate benefits, enrollment, and services more effectively and make more informed decisions.

All that sounds extremely easy to navigate, but it is not in reality. In fact, it can be quite onerous and cumbersome when doing it alone or without assistance. At VALOR, we are here to not only assist but provide long-term support to our clients as they navigate the on-going relationship with their healthcare decisions through Medicare. Ultimately, try to ease the decision-making process while enjoying the benefits of Medicare coverage you have earned throughout your life.